Electricity Generation

This is still a viable opportunity

Consensus on Education

Human Beings, you and I, from birth to death, will Learn. Lessons which can be positive or negative to benefit family, friends and society. Education is not a Choice, it is Human Nature to Learn. The Healthy Human Brain is taught to compartmentalize data from multiple sources, sort and arrange into information, query and test into intelligence, until it becomes widely accepted as knowledge. This is Education; an ongoing personal process of gathering, analyzing and storing knowledge, used to make and implement the best timely decisions, an important effect of life, mainly judged by other human beings, that depend on you; children, co-workers, peers, and the criminal justice system.

The Word "Budget"

Budget means different things to many people, generally thinking of access to spending money. A 15-year-old student, on an allowance, thinks of daily current expenses. A scholarship winner, studying to attend lectures and hand in assignments, parties and thinks of funding the next party. A person in their twenties with young children or suddenly made responsible for family dependents, thinks of providing schedules. A financially trained individual would focus on income, revenue generation and collection to replenish planned expenditure. An academically trained individual, charged with the responsibility of prioritizing national development goals, thinks of outcomes. So, for all, what is needed is a guide that will help in this most essential financial development.

Foreign Direct Investment 2019

The World Bank forecasts global growth, after reaching 3.1 percent in both 2017 and 2018, is expected to decelerate over the next two years as global slack dissipates, major central banks remove policy accommodation, and the recovery in commodity exporters matures. Amid moderating international trade and tightening global financing conditions, growth in emerging market and developing economies (EMDEs) is projected to plateau, reaching 4.7 percent in 2019 and 2020, up from 4.5 percent in 2018. The International Monetary Fund (IMF): The steady expansion under way since mid-2016 continues, with global growth for 2018–19 projected to remain at its 3.7 percent for 2017 level. At the same time, however, the expansion has become less balanced and may have peaked in some major economies. Downside risks to global growth have risen in the past six months and the potential for upside surprises has receded.

Diversifying for Growth 2019

(An extract from Foreign Direct Investment 2019)

Diversification of Economic Revenue income must start with Entrepreneurs. Risk-Takers, Idea Promoters, persons with natural and developed Talents and Skills, who are found throughout the Human Race and across the world’s geography. These are the individuals, the sources, the ideas, inventions and innovations to form and build future industries. These are the people, the researchers, the students showing Talents and Skills that Grants and Scholarship Funds, and Universities pursue. International Business and Governments of Developing Countries also seek such people and their ideas to; start, change and improve Business Processes, Sectors and Industries, in the hope of Expanding Operations and Diversifying Economies, while increasing the very essential revenue income.

Governance 2019

(An extract from Foreign Direct Investment 2019)

A nation, the majority of its population, with a clear understanding of the structure and responsibility of society will benefit from lower crime rates, a fairer distribution of wealth, and many more people, for the right reasons, offering themselves for public office. An indoctrination takes place upon joining new (educational or work) institutions; outlining code of ethics and procedural guidelines to direct acceptable behavior and maintain order. Governance is even more important and necessary for nation building. Hence, the need for civics lessons throughout the voting population. This category, allocated 4.33% of the nation’s total expenditure, as reported by the office of the Auditor General 2017 and 4.49% in the 2018 revised estimates, while estimating 4.69% for 2019 up by 6.75%, as published by the Ministry of Finance, consist of positions, offices, agencies and ministries that monitors good, moral and ethical, behavior. Such as; Ministry of Public Administration with The Personnel Department, Ministry of Communications, The Judiciary & The Industrial Court, Ministry of the Attorney General and Legal Affairs, Other Heads of Expenditure involved in Governance, The Office of the Prime Minister, and The President & The Parliament.

Fiscal Policy 2019

(An extract from Foreign Direct Investment 2019)

The nation, the state, the citizenry, the people must be taught and constantly reminded to appreciate that their very well-being, their basic standard of living, and any expansion in their nation’s economy depends on sound fiscal policy. The means by which spending adjustments to Resource Preservation, Human Development, Infrastructure Management, Economic Drivers, Fiscal Policy and Governance are made bringing expenditure into line with expected revenues to influence economic growth, controlled by the elected branch of Government, the executive cabinet, under the direction of a Minister of Finance. Fiscal policy, functioning on a budgetary allocation; 30.15% of the nation’s total expenditure, as reported by the office of the Auditor General 2017 and 32.48 in the 2018 revised estimates, while estimating 30.19% for 2019 down by 4.91%, as published by the Ministry of Finance. This category, comprises the Ministry of Finance, Charges on Account of the Public Debt and Pensions and Gratuities, must focus efforts on increasing productivity and revenue collection while, reducing the nation's debt and debt servicing expense.

Economic Drivers 2019

(An extract from Foreign Direct Investment 2019)

The nation's revenue generating activities are encouraged and facilitated via Economic Drivers, which designs, implement and review the conditions for investment, employment and, the resulting, taxation earnings. Economic Drivers operated on 4.17% of the nation’s total expenditure, as reported by the office of the Auditor General 2017 and 3.39% in the 2018 revised estimates, while estimating 4.53% for 2019 up by 36.74%, as published by the Ministry of Finance. These Economic Drivers are administered by the Ministries of Planning and Development, Energy and Energy Industries, Foreign and CARICOM Affairs, Labour and Small Enterprise Development, Tourism, Trade and Industries, Agriculture, Lands and Fisheries. The resulting, taxation earnings revenue, to offset its total annual expenditure, comes from the collections of taxes, duties and royalties; taxes on (personal income) salaries and wages, on (consumption) sales and value added, on (operations) business levy and green fund, on (corporation) profits, etc.

Infrastructure Management 2019

(An extract from Foreign Direct Investment 2019)

In times of economic growth, infrastructure should be expanded. In times of economic declines, infrastructure must be preserved; efficiently utilized and maintained. The nation’s housing stock, buildings and general monuments, water and electricity supplies, roads and bridges, and other miscellaneous items needs urgent attention. Utilizing 20.40% of the nation’s total expenditure, as reported by the office of the Auditor General 2017 and 20.33% in the 2018 revised estimates, while estimating 20.74% for 2019 up by 4.36%, as published by the Ministry of Finance, the Infrastructure Management category consist of funds transferred to the Tobago House of Assembly, the Ministries of Rural Development and Local Government, Housing and Urban Development, Public Utilities, and Works and Transport.

Human Development 2019

(An extract from Foreign Direct Investment 2019)

Good health, sound education, social empowerment, physical activities and community interaction are the essentials for Human Development. The Human Development category is to execute policies, strategies and initiatives of the Ministries of Health, Education, Social Development and Family Services, Community Development, Culture and the Arts, and Sport and Youth Affairs. This comprised expenditure funds totaling 28.85% of the nation’s total expenditure, as reported by the office of the Auditor General 2017 and 29.09% in the 2018 revised estimates, while estimating 29.20% up by 2.70% for 2019, as published by the Ministry of Finance. Noting that, the progress of any country, nation, society is driven by its human resource and the development of such; its citizenry, its people, its skills and talents.

Resource Preservation 2019

(An extract from Foreign Direct Investment 2019)

Crime, corruption and waste are the chief disincentives to sustainable development and economic growth. Falling squarely under the ambit of the divisions of the Ministry of National Security; the Defence Forces, its arms, divisions and initiatives, and for all intents and purposes, are key mandates of the Police Service. Employing numerous Resource Preservation strategies to protect life, guard the borders, prevent and detect crime, investigate evidence of corruption, spot and stop waste of the country’s physical assets. Resource Preservation comprises funds, 12.10% of the nation’s total expenditure as reported by the Auditor General 2017 and 10.22% in the revised estimates 2018 and 10.66% up by 6.67% for 2019 published by the Ministry of Finance. The necessary policies, essential tools and equipment, heavily supported by real-time intelligence and both witness and scientific evidence, are addressed in the national budget.

Government Priorities

Speaking to the widest possible audience, members of the public, the citizenry and population. The elected Government main responsibilities are and must find ways to inspire Happiness, Peace and Respect throughout the society. Happiness, difficult to define, can only occur for many, when the unemployable and the working poor are eliminated. Peace is not absence of conflict, it is the ability to handle conflict by peaceful means. Respect for the dignity of all people is via Law and Order. How can this be accomplished? By creating a healthy, productive, mobile population working together. SYNERGIES surrounding Security, Healthcare, Education, Infrastructure, and Economic Drivers.

Visionary or Dreamer

I have a vision or is it a dream. Where there is no poverty, no hunger, no epidemics, no drug-addicts, no street-dwellers. Where social services provide a basic living standard for all in need to benefit from each other’s public contributions, and capital earns profits for mass circulation. The very survival of the human race and the planet which spawn life, has separated needs and wants to balance economies. Driven by product development for targeted markets, ecological environmental preservation, industrial expansion and allowing ideas to improve basic living standards. Societies combining, Intangible; Happiness, Peace and Respect with, Tangible; Health, Education, Infrastructure, all paid for by efficient and effective Economic Drivers.

Essential Ideas

Few are willing to devote their entire lives to an idea, many are trying to get rich quick. Of the few, a very high percentage will be disheartened by the society’s expectations. Leaving a very small number of tough, not management material, individuals who force themselves into accomplishments. An environment needs to be created to support those very few true entrepreneurs, these are the people that shape Nations, build Industries, create Jobs, please join me, help me… SEED, The Society for Entrepreneur& Economic Development.

Successful Teams

Procreation to birth requires a team, it takes a village to raise a child, athletes need a devoted coaching team to win and it takes an Association to lobby for success. An Entrepreneur (Risk-Taker) with a very bright idea, which would benefit a significant majority, is doomed to fail without support. Family and Friends, only the ones who truly believe, offers the essential motivation and emotional caring that can deliver success. Government Grant programs, with all the needed regulatory support, are designed to encourage and build Ideas into Industries with only an economic agenda. Financial Backing asks to see a proven track record and an ability to repay, in other words, present a full Strategic Plan. Patents, which offers the idea promoter protection, is beyond the reach of any single Entrepreneur.

The key roles of An OOB

The key roles of An Independent Office Of Budgets (OOB) is to inform the Public on the effects of Proposals & Decisions, to make State Enterprises Attractive to Investors, to dispose of Loss Makers, to predict Economic Growth and Declines and to track Sectors & Industries Advances.

Intangible Data

Data has become a proven intangible asset. Following the industrial revolution, in the 19^th-20^th century, the Information Revolution, caused mainly by the increasing calculating speed of the microprocessor and the personalized devices it powered, was to be next. Quickly however, it became clear that processing speeds and device usability was not enough, raw data is needed to make useful decisions. Content, created from fact or fiction, is essential to providing results, the seed of which is raw or source data. Gathering and analyzing the raw data produces information. Content, which must be further queried and tested to form actionable intelligence, which drives learned decisions to achieve the desired results.

Preservation or Abandonment?

As a Senior Business Analyst, having reviewed numerous Business Models, I can offer this statement with confidence to the widest audience, “Eco-Socioeconomics is the only measure that dictates an operation success or failure”. Hence, Preservation or Abandonment.

Economic Problems, resulting from Mismanagement, inclusive of swings in Global Pricing, Technological Inefficiencies, and Operational Costings, are the fault of executives, hired and fired by the Majority Owners, failing the maintain the operation’s Competitive Advantage.

Job Creation

As Economists theorize on eradicating poverty, many jobless go hungry. For it is Politicians, from the Executive Branch of Government, who make the policy decisions to implement all needed strategies toward full employment. Elected Politicians, the Cabinet which engages the public service to implement, monitor and report, on the effectiveness of their policies, which will offer a basic standard of living to the public. Healthcare, nourishing and protecting the population. Education, messaging and training the citizenry. Infrastructure, providing essentials for the people. Economic Drivers, must pay for that basic lifestyle, expand the economy to match and surpass the nation’s expenditure, and to supplement Core Revenue; Corporate Profits, Value-Added, Personal Taxes, etc.

Office of Budgets

Economic Sustainable Development and individual Career Enhancement, both lead to long-term improvements in the Lifestyles of the citizenry. Such progress can only be achieved with a long-term vision and must be thoroughly planned and implemented to reap the anticipated benefits. But is very difficult and maybe even impossible to accomplish within a single, short-term electoral cycle. This is only truly possible via an Independent Office of Budgets (OOB) which is assigned to analyze, monitor and report on Financial Positions going forward. Such an Office must be headed by a qualified and experienced professional. A Director and team dedicated and devoted to the independence of the Office. Analyzing economic impacts which Proposed Policies may have on a ten-year Budget. While, approaching the Parliament (Law-Makers) for approval, financial allocations for the next one to three-year National Budget.

Leadership or Education

Human Beings, with proper guidance, are capable of four main roles; Developing, Inspiring, Administering and Building. The popular use of the word ‘leadership’ is contained in and among all these roles. Noting that, such roles are temporary, not a full personality trait, forming only a part of an individual’s existence. Persons having achieved some recognition of success, often did so by transferring and delegating leadership. Confidence, in developed talents, skills and abilities, are much greater attributes. Life’s main roles offers and brings individuals a measure of Success. The Developer Role endeavors to Invent and Innovate. The Inspirer Role attempts to Visualize and Create. The Administrator Role is to Monitor and Report. The Builder Role is to Construct and Assemble.

Economic Politics

The traded world price of commodities, be it Sugar or Crude Oil, is the starting point for industrial refining viability. If an organization (CARONI or PETROTRIN) cannot produce, a competitive product at a competitive price, it will die a natural or unnatural death. Wining down operations in any sector or industry is based on a level of understanding of the global issues: The industrial revolution, which saw manufacturing operations moving parts to its product, change to move products to its parts. The Information revolution which moved people to research now moves research to people. And further, the Knowledge-Based revolution which brings the best opportunities to the market, adjusting ideas, inventions, innovations and investments to a global marketplace. Hence, Decision-Makers, armed with facts, the political will and sensitive to the pain of change, must look forward benefiting the majority of the population.

Economic Drivers SYNERGIES

Developed Country Status depends mainly on a wide range of Economic Drivers. Sectors and Industries that are mature enough to weather slowdowns and disruptions, while generating operational profits and gross earnings, to contribute hard currency taxes, at the very minimum, toward the nation’s Healthcare, Education and Infrastructure. Underdeveloped nations must exploit #SYNERGIES to meet its highly needed Revenue Earnings projections.

A nation’s Human Resources is its main Revenue Driver, which sends the nation’s highly Skilled and Professional People out to work, to earn local or foreign currencies, after receiving basic healthcare and education, intensive training and with academic and vocational experience. Another Revenue Driver is the Extractive Industry which, locates and test the nation’s deposits of raw materials, to judge its viability to mine or drill, process and sell, and generate income. The nation’s Manufacturing Sector is another example of such a Revenue Driver, which combines many inputs to produce products for local and foreign trade consumption and currency. An another such Revenue Driver is the Tourism Industry which, combines accommodations, trade and transportation involving the nation’s natural and man-made ecology, to earn hard currency revenue.

Infrastructure SYNERGIES

Basic Human Rights speak directly to the provision of Infrastructure. The objective is the cost effective and efficient delivery of Water, Fuels, Electricity, Communication, Transportation and the Operation & Maintenance of these fundamental utilities, taking advantage of #SYNERGIES to improve human lives. Water and Waste are and must be treated for use, disposal and to be recycled. Fuels to Fire power plants, manufacturing processes, stoves, machinery and vehicles. Electricity powers many consumption devices, appliances and equipment. Communication transmits and stores ideas, trade and transactions. Transportation moves people and property via Air, Sea and Land. All such utilities, with Operational and Maintenance (O&M) cost and schedules embedded, have reliability, as its main concern.

Education SYNERGIES

The Human Mind is the only source of Ideas. The development of the Human Brain and Body is the key to progress. The use of existing teaching and learning techniques within the development of the Individual Intellect is Education. The general education process, using the best Science and Technology available, is to advance Literacy Levels, Logical Thinking, Skill Training and ultimately, Discipline and Respect.

Learning starts via sounds and, after birth, instinctively through repetitive actions, developing imagination, and interacting with the surrounding environment. Teaching Problem Solving, via cultivating creativity, decision making and interacting with other humans, is to advance a peaceful and caring population. Highly Skilled Individuals taught through Practice and Internship, to nurture invention and innovation, interacting with tools and materials and supported by People to further engage in Research and Development, foster ideas, prove suppositions and implement strategies.

Healthcare SYNERGIES

Science and Technology are advancing Human Health. From birth to death, conception to demise, data records and modern technology, are providing essential intelligence to better every condition of life. With growing knowledge of DNA, RNA and Protein forming genes (the base of all life), scientists have and continues to improve wellness and healthcare.

Advancing Nutrition through better Agriculture and improving Basic Life Support and Primary Healthcare requires #SYNERGIES. Nutrition, the study of nutrients and its effects on health is well developed and constantly evolving to impact human, animal and plant life.

 Agriculture, the cultivation of spaces and breeding of animals and plants, is also well developed and continuously expanding to provide better nutrients. Lifesaving actions, first aid and basic life support, are essential in cases of trauma and maintaining healthy lives involves, routine and preventative, Medical checkups, which are to explore for the first signs of illness.

Synergies Reduce Risks

The Human Factor, yearning to be recognized and respected, must firstly learn what came before. Leaving the Human Race in a better state than was found, by adding value and improving lifestyles. The Human Tool is designed to; Construct and Assemble, Monitor and Report, Visualize and Create, Invent and Innovate. Selfishness, ego and personal ambition, seen as a natural human condition, causes some to pursuit, educate and employ, talents for the benefit of a few rather than the many. Excluding a very large number of the global population from decision making, by erecting numerous social barriers, and what is left behind is a poison planet.

Budgeting Priorities

This is another wild attempt to explain to the wider population, how collected Taxes are needed to pay for essential services, demanded conveniences, and expected amenities, budgeted via obligated expenditure. Money to pay bills. With clear, attainable and measurable long-term goals, to achieve better for all the nation’s people: The Executive Branch of Government, in charge of the nation’s finances (the Treasury), must increase Savings & Investments, must reduce Debt and Debt Servicing, and must stabilize Cash Flow. In other words, put money aside for the future, pay off loans and must create many different sources of income to pay bills.

Construction Opportunities

The Caribbean Region and other geographic locations, which were recently critically damaged by natural disasters, has an opportunity to rebuild and construct better and stronger. Opportunities do now exist presently to better plan, design and commission utilities, with adequate levels of redundancies, to reliably deliver essential emergency and basic life supporting services. New sustainable designed structures are desperately needed to reconstruct local economies and restructure lifestyles. The right tech, combined with the right process, empowers teams to make the right decisions at the right time. Data Driven Decisions have completely overhauled, what was an industry heavily dependent on paper-based ways of drafting, designing, and managing project scope.

Success, not for Profit, for Growth

The Society for Entrepreneur and Economic Development (SEED) reaches out to persons with just an Idea, no matter their current circumstances. Through Business Light, many short video circulated on social media, SEED invites defined Success, helps plan changes or quickly abandon failures. Business Direct, teaches vital modules and courses to strengthen the Strategic Plan, extract a Prospectus to attract Investors and a Business Plan to target Lenders. SEED offers incubation, via its Grant Funding and Government Assistance programs, to ideas judged feasible, and monitors process to a stage of independence through Business Dashboard, internal and external data which measures current positions in the Industry.

Business Startup and Transformation

At every Reward and Award ceremony, not discounting the motivational and emotional effects, it is necessary to point to the highly detailed and dynamic Strategic Plan. The ever-evolving data driven, e-document, which is designed, formatted, presented and constantly updated by the executive team, modified, amended and approved by the Board of Directors, and implemented by all Stakeholders, with its governing short, medium and long-term, tasks timelines, will guide the way to success. Such a plan has three main functions; to communicate to Shareholders on the record and to potential Investors via a Prospectus, to extract a Business Plan for Lenders and to cater adequate responses to known and unforeseen events.

Electricity Regulations

Using Trusted Data, much of the issues surrounding renewable energy, in many geographic jurisdictions, is legal, not commercial. Existing laws prohibit private electricity generation and supply, with additional regulations hindering usage. Public Policies in small territories, based on depleting fossil fuels and a single owner/operator of the nation’s Generation Plant and Distribution Grid, is outdated. It is critical, with today’s threats and needed security, at a very minimum to double the supply required to fill the current measures demanded. Noting that, it is (Future of Electricity) now physically possible for low capacity generators, located on the same compound, to supply; hospitals, schools, playgrounds, with the sale of excess capacity available to the larger grid.

Fixing An Island Nation

An Apolitical Conservative Ten Year Budget, constantly reviewed, prioritized, measured and reported by an independent Office of Budgets, is driven by the rate of available revenue receipts. Noting that, when such core revenue is down, borrowings, with interest payments are incurred, further increasing expenditure. Hence, when revenue is up debt should be the first to be reduced. However, many persons seem to expect more expenditure without deficit reduction. This is another attempt to explain to ordinary people things taken for granted. Resource Preservation, Human Development, Infrastructure Management, Economic Drivers, Fiscal Policy and Governance.

Ideas to Industry

We speak to Entrepreneurs (Risks Takers), common people who are the very source of ideas. Ideas to better lives and lifestyles, moving the existing into future fantasy. Teaching such persons to, firstly, take care of themselves before others; family, friends, employees, community, etc. Secondly, to create, design, analyze and produce a sound Strategic Plan to move the idea into industry. And Finally, to gather the much-needed guidance and support to incubate and market test the implementation to the next revenue generating stage. Much more than raising funds, attracting investment and loans, is the growth and development of the Idea-Promoter, to hire and trust a management team.

Business Model Decision Implementation

Criticisms from far and wide, from expert and lay persons, must be welcome into the Intelligence. Actionable Intelligence, using all currently stored information, to make and grade decisions. Decisions, which are communicated along the lines of the organizational chart and constantly reviewed policies to benefit all stakeholders. Such Policies will communicate all decisions and results, via the Strategic Plan, on any particular issue, and must undergo frequent examination of individual policies or re-examination of the very Business Model by the Board of Directors. The Directorate must issue such instructions to promote, future improvements and increase efficiencies, and to encourage all stakeholders to participate in always seeking better results.

Business Model Detail Decisions

Data Driven Decisions, which are the result of analytical or critical thinking, will form your dynamic and constantly updated Strategic Plan. While extracts from this strategic plan are used, in detail or summary, to produce; the Prospectus to attract investors and equity funds, the Business Plan to present to lenders and to justify the projected level of debt financing, the Quarterly Reports to regulators and the Annual Reports to all stakeholders. Decisions made to address each relevant issue, with professional guidance as detailed in the theory section of the corresponding module(s) in the Business Direct program, will strengthen your Startup or Transformation Idea and map your Business Model’s success.

Business Model Common Factors

Having studied and reflected on country or countries Economic Indicators; actual, provisional and estimated changes year on year. And having detailed and researched the essential and crucial Competitive Intelligence. Armed with your Startup or Transformation Idea and understanding the constant need for both updated market indicators and intelligence in designing your Business Model. Now you must, familiarize yourself with the Common Factors in all business models across all economic Sectors and Industries. The first or most recent confidential Strategic Plan, driven by analytical thinking; data sorted into information and analyzed to produce actionable intelligence, is used to process; structure, implement and assess, with equal importance, decisions on and about; The Market, The Product, The Funds and The Resources.

Competitive Intelligence

After examining Economic Indicators to understand the country or countries, which are under consideration to locate productive operations, and to select targeted markets. Investors of personal or business time, skills or funds, next must engage in competitive intelligence (CI). Defining, gathering, analyzing data into information and testing, disseminating and distributing the resulting intelligence, on and about jobs, products, suppliers, customers, competitors and any aspect of the environment; geographical, political, cultural, civil society and legal jurisdiction, is needed to support strategic decision-making. Such intelligence is key in formulating the operation’s dynamic Strategic Plan, which is used to produce fund raising extracts, such as; a Prospectus to attract equity investors and a Business Plan to raise debt.

Economic Indicators

Before embarking upon a career, a job, opening a business or investing funds, one should understand the targeted country’s economy.
Gross Domestic Product (GDP) is the monetary value of all the finished goods and services produced within a country's borders in a specific time period. GDP, revised and provisional estimates are commonly used to determine the economic performance and standard of living of a whole country or region, and to make international comparisons.

Business News

In a Society where Government is the largest employer, its first and greatest role must be to promote a viable Private Sector of equal or greater size. With a clear attainable Mission, Matrix and Measures, operations constantly seek better than average Returns on Investment. Communicating and strengthening relationships with all such operations’ stakeholders, must involve prudent news digesting and media releases. Such Messaging, ever in an era of growing Social Media and Fake News, can serve to drive bad decisions. Hence, such news must be independently verified, not by using other media reports, but by more than two trusted original sources, before taking any action. Especially, Business News, the common-sense version, which should never depend on opinions and feelings but should be based on provable facts; Government Intelligence reaching a growing global audience.

Envisioning Life’s Issues

Looking Ahead, many in society see technology being both the problem and solution to crime, a redesigned global financial system narrowing the wealth gap, and job creation will be based on ideas and exploration. We ask a group of Entrepreneurs (Risk-Takers) and a group of career workers. Grouped by age; under or over 40 years old, education; below or above tertiary level, income; under or over average for this geography and wealth; below or above middle class. How do you see life’s issues changing in the future? In the hope that answers, can bring mostly positive and progressive change to solve such Life’s Issues, without making more or larger problems in the very near future.

Navigating Life’s Issues

While many groups in society, seek to understand, study to fix and aim to win, life’s issues, people must traverse and prevail. Grouped by age; under or over 40 years old, education; below or above tertiary level, income; under or over average for this geography and wealth; below or above middle class. We ask a group of Entrepreneurs (Risk-Takers) and a group of career workers. How do you manage life’s issues? In the hope that answers, would develop positive and progressive strategies, which can be immediately implemented and grow the economy.

Winning Life’s Issues

Creating a class of persons within the population, to professionally educate, encourage, develop and guide our registered stakeholders and their ideas into viable economic sectors and sustainable business opportunities. A culture of respect, understanding and appreciation for (Entrepreneurs) Risk-Takers and the benefits they, have and will, add to society through eco-socioeconomic development and in creating jobs, with all the necessary support mechanisms accessible. This effort would require building of wide consensus, lobbying to remove any and all legislative obstacles while, Designing and Promoting Policies and Programs.

Fixing Life’s Issues

Common sense solutions are urgently needed to reduce crime levels, lessen the wealth gap, create employment opportunities and address basic cost of living problems. Fixes; long archived, often revisited, recalculated and, many times over, re-presented, discussed and debated, some solutions were even tried and tested, a few permanently implemented but over time, proved to be inadequate. Change is said to be the only constant in life, but in a strong second place is Ideas, which are on shelves gathering dust. The change that is urgently needed is to dust off such ideas, mix old, invite new, and move quickly, from debated through to tested and onto implementation.

Understanding Life’s Issues

Society’s Problems; crime, the wealth gap, unemployment levels, traffic jams, and much that negatively impacts the majority of the population, are described, in general, as issues which hinder positive social development. Understanding such issues is a first step in working out very crucial and essential solutions. The minority report will always offer blame and fixes, which benefit the few rather than the many. However, most of the people that, face such issues on a daily basis, also have opinions, based on facts, which may work. It is worth listening, compiling, thinking, educating and further discussing, such point of views, towards trying out temporary and implementing permanent fixes and answers.

Workers' Unions

The mission is and has always been to negotiate the best employment terms and conditions for union members. This is mostly done under the Industrial Relations Laws, through the collective bargaining process. Generally, the resulting collective employment contract relates to only one entity, organization, operation, or company, not the entire industry or sector. However, the industry leader's collective agreement, with what should be the industry largest union, would naturally have an effect on other organizations within that sector. It is the monopolistic operation which presents the greatest challenge. Hence, very simplistic solutions, would be to breakup all monopolies and to transition workers into owners.

Personal Financials

Meet Joshua, a single dad with a ten-year-old son, helping to get his son out of bed and prepared for school while, getting himself ready for work as a welder. Joshua clearly understands his commitments and responsibilities, to keep himself and his son healthy, with a safe and secure roof over their heads and with transport options to benefit their lives. Joshua, clearly need some advice as to the hidden cost, which can and would have a devastating effect on his personal financial plan, also known as statement of affairs, and ultimately, eating into his income and reducing his ability to grow his savings and pension.

Foreign Direct Investment 2018

The World Bank forecasts global economic growth to edge up to 3.1 percent in 2018 after a much stronger-than-expected 2017, as the recovery in investment, manufacturing, and trade continues. Growth in advanced economies is expected to moderate slightly to 2.2 percent in 2018, as central banks gradually remove their post-crisis accommodation and the upturn in investment growth stabilizes. Global output is estimated by The International Monetary Fund (IMF) to have grown by 3.7 percent in 2017, which is 0.1 percentage point faster than projected in the fall and ½ percentage point higher than in 2016. The pickup in growth has been broad based, with notable upside surprises in Europe and Asia. Global growth forecasts for 2018 and 2019 have been revised upward by 0.2 percentage point to 3.9 percent.

Public Service vs Political Loyalty

The importance of balance and fairness is the underlying strength of a nation and must be known and respected by every member of that society. Democratically elected political representatives, policy-makers, law-makers, and appointed executives, who oversee implementation, are vital to the process. Noting that, the true work is done by the permanent staff in the public service. Hence, policies and directives, crafted by such politicians, are at the very root of strong enforceable laws. While, the execution, implementation and reporting documentation, is done by permanent staff. Members of society, therefore, must understand the powers that politicians have and do not have, and where control legally exist. For example, it is the security services that maintain order and the judiciary that enforces existing laws, with permanent skilled employees, keeping the peace in the society.