Public Lessons

The public must never be allowed to take #Education for granted. Highly trained and experienced professionals, hearing a calling and employing the most modern tools, techniques and procedures, are essential to the preservation of knowledge. The foundation of a Lifelong Love of Learning, at an individual’s own speed, is generally prior to and includes Early Childhood Education (age 0-5). At the Primary Grades (age 5-11), students must be encouraged to explore Critical Thinking methods, while learning social skills. In Secondary Grades (age 12-17), students must focus on problem solving, as learned from historical lessons improved upon by each generation. All tertiary adult education, vocational or academic, trains students to research, analyze, test, present, criticize and manage with confidence.

Caribbean Economies in Pandemic mode

This is in reaction to an academic note “COVID-19Policy Response for the Caribbean” by Justin Ram. This is a summary targeting a wider audience with opinions on the presented facts.

The world is in for it! As politicians and other persons in leadership roles, many without the necessary training, must make decisions to save lives or protect lifestyles. A likely two years away from a potential treatment, social distancing is the only way to stop this virus pandemic spread, saving lives but damaging, Taxation Revenue, Sales Income, Salaries and Jobs, the very economy. Institutions, Local, Regional and International, with political and financial power are being asked to discuss and consider actions. As any action will be at a cost. Money which would be firstly needed for increased medical demands, the social distancing and related economic inactivity, and then, to restart and rebuild.

Understand Banking

Worldwide, the mystic of banking must be exposed. Banks are in business to earn profits, much like any other entity, in the service sector. People, initial contributors or shareholders, pool their savings, develop financial products, fees and charges, and sell mainly loans at a competitive interest rate. Such financial products are designed to be fully or over secured, by fixed marketable Assets, easily cashed in to liquidate outstanding debts. Hence Entrepreneurs must firstly learn, such banks are not interested in an idea or startup business and more so, a business must never be started with loans, startups require risks capital, and banks are not where equity investments are made.

Future Development

Best is a moving target. Whether addressing team building or the essential #SYNERGIES; #Security, #Health, #Education, #Infrastructure #EconomicDrivers, which powers life, but Better is good enough for process and progress. The earnings, from productive and profitable, efficient and effective Sectors and Industries, from Economic Drivers must be essential to fund all other expenditure. The facilities, shelter (living, working and relaxing spaces), communication and transportation, must be suited to sustain and grow productivity. The people, from birth to death, at their basic learning time, at their productive period and at their reflective stages of life, must be protected, fit and knowledgeable. All together to achieve Future Development.

Better vs. Best

I write because everybody wants to teach or give unsolicited advice. Advice and opinions on every topic under the sun, before knowing the abilities and capabilities of their audience. Assuming that, only they have answers and solutions and that, you should listen without interruptions. A highly skilled and experienced aircraft pilot must sit quietly as a highly enthusiastic hobbyist explains the cause of a recent plane crash. The discussion may progress much better if questions are asked about the listener and in turn, interchange talking and listening. Much better, if decency and respect are employed and all parties engage in learning rather than teaching.

Raising Cash

Yes, Cash moves Entrepreneurial Ideas into Industry. After significant Research and Development, inputs of time, effort and very valuable sweat equity, a dynamic strategic plan has been structured. This highly confidential strategic plan will allow, a dated Prospectus to Investors and a Business Plan for Lenders, to be extracted and offered, hence, selling a percentage of the idea to individual or group investors, who expect to earn a superior Return on Investment. Such Equity Investors will calculate the risk of earning, as compared to losing their money. The Lender, however, will demand some tradable fixed form of tangible asset to hold as financial security.

Entrepreneurial Support

Entrepreneurial Ideas will grow the economy, create opportunities and increase jobs. Hence, pointing out growth sectors and industries, with unique competitive advantages, for the nation’s targeted focus development, shows the need for Nation Building EDUCATION. This Economic Expansion can only be driven by persons encouraged and respected, with lessons to produce and strengthen a feasible Strategic Plan. A strategic plan, from which a Prospectus to Equity Investors and a Business Plan to Debt Lenders, can be extracted. It is such a dynamic detail strategic plan which pushes the entrepreneur to achieve the mission day in and day out towards the successful attainment of their vision.

Foreign Direct Investment 2020

(An extract from Foreign Direct Investment 2020)

The World Bank forecasts global growth, as continued to soften in 2019. Subdued investment in emerging market and developing economies (EMDEs) is dampening potential growth prospects. Risks to the outlook remain firmly on the downside, including the possibility of escalating trade tensions. Another concern is rising debt, which may make it difficult for EMDEs to respond to adverse developments and to finance growth-enhancing investments. The International Monetary Fund (IMF): Global growth is forecast at 3.0 percent for 2019, its lowest level since 2008–09 and a 0.3 percentage point downgrade from the April 2019 World Economic Outlook. Growth is projected to pick up to 3.4 percent in 2020 (a 0.2 percentage point downward revision compared with April), reflecting primarily a projected improvement in economic performance in a number of emerging markets in Latin America, the Middle East, and emerging and developing Europe that are under macroeconomic strain.

People drive Diversification

(An extract from Foreign Direct Investment 2020)



Historical Economist will point out many successes and failures which proves that diversification is more about tax revenue collection than increasing local opportunities and jobs. As the world became a more connected place, through electronic technological advances in intelligence, communication and transportation, worldwide competition destroyed mid-central opportunities and jobs. Today, economic drivers consolidate, in locations of the finish product, essential raw material inputs and employ, global communication and transportation strategies, in its distribution channels. The future must, therefore, adapt to the movement of highly educated, skilled and talented people, following the sustainable development, growth opportunities and their dependable jobs.

Governance 2020

(An extract from Foreign Direct Investment 2020)

This category, allocated 4.31% of the nation’s total expenditure, as reported by the office of the Auditor General 2018 and 4.21% in the 2019 revised estimates, while estimating 5.55% for 2020 up by 41.43%, as published by the Ministry of Finance, consist of positions, offices, agencies and ministries that monitors good, moral and ethical, behavior. Noting that, A nation's development is badly hindered and retarded by individual greed; corrupt public officers, bias reporting, unfair hiring practices, slow justice, unbalance dispute settlements, unlawful opinions, compromised records, a lack of transparency, general back room dealings, selling executive influence, misusing presidential privilege, laws to benefit the few rather than the many, practices and actions which have to be avoided, rooted out, dealt with and, ultimately replaced by Good Governance.

Fiscal Policy 2020

(An extract from Foreign Direct Investment 2020)

Investment, Employment and Social Benefits are the opportunities essential for nation building. However, the nation's capability to earn from its present or projected revenue streams, increasing productivity, currently carries much less influence, when compared to the nation's power or ability to borrow and, of course, service and repay the debt. In other words, it is presently easier to borrow than to diversify. Fiscal policy, functioning on a budgetary allocation; 32.48% of the nation’s total expenditure, as reported by the office of the Auditor General 2018 and 33.74% in the 2019 revised estimates, while estimating 31.46% for 2020 down by 0.01%, as published by the Ministry of Finance.

Economic Drivers 2020

(An extract from Foreign Direct Investment 2020)

The nation's revenue, to fund the service of the nation and offset its total annual expenditure, comes from the collections of taxes, duties and royalties, Returns on Investment and Sale of Assets. Such revenue generating activities are encouraged and facilitated via Economic Drivers, which designs, implements and reviews the conditions for investment, employment and, the resulting, recurrent taxation. Operating on 3.55% of the nation's total expenditure, as reported by the office of the Auditor General 2018 and 3.70% in the 2019 revised estimates, while estimating 4.64% for 2020 up by 34.28%, as published by the Ministry of Finance. Economic Drivers are administered by the Ministries of Energy and Energy Industries, Agriculture, Lands and Fisheries, Planning and Development, Foreign and CARICOM Affairs, Labour and Small Enterprise Development, Trade and Industries, and Tourism.

Infrastructure Management 2020

(An extract from Foreign Direct Investment 2020)

It has been long realized and accepted that Infrastructure Management directly affects productivity; outputs driven by comfortable and safe work and play spaces, such as; water and electricity, industrial parks, administration offices, community centers, open parks, transport hubs, roads and bridges, etc. Utilizing 20.75% of the nation’s total expenditure, as reported by the office of the Auditor General 2018 and 19.73% in the 2019 revised estimates, while estimating 18.69% for 2020 up by 1.55%, as published by the Ministry of Finance, the Infrastructure Management category consist of the ministries of Public Utilities, Works and Transport, the Tobago House of Assembly, the ministries of Rural Development and Local Government, and Housing and Urban Development.

Human Development 2020

(An extract from Foreign Direct Investment 2020)

The progress of any country, nation, society is driven by its human resource and the development of such; its citizenry, its people, its skills and talents. Noting that, growth industries and job creation are as a direct result of investment in ideas, and the only true source of ideas is the human being. A population that is educated, healthy, well-adjusted as a society, contributing in the community, supporting culture and the arts, participating in competitive sport and encouraging the youth, will build and maintain a happy, respectful, caring and sharing nation. The Human Development category consist of budgetary allocations, 28.91% of the nation’s total expenditure, as reported by the office of the Auditor General 2018 and 29.18% in the 2019 revised estimates, while estimating 28.83% up by 5.95% for 2020, as published estimates by the Ministry of Finance.

Resource Preservation 2020

(An extract from Foreign Direct Investment 2020)

This refers to the approved budgetary allocation of public expenditure dedicated to protecting and preserving the nation's assets; its people, its property, its peace. Resource Preservation comprises funds, 10.01% of the nation’s total expenditure as reported by the Auditor General 2018 and 9.45% in the revised estimates 2019 and 10.83% up by 22.97% in 2020 published estimates by the Ministry of Finance, to enact the policies of the Ministry of National Security, its arms and divisions, along with the crime interjection strategies of the Police Service, whose expenditure is independently control by the Police Commissioner. While the Defence Forces policies and funding are administered and overseen by the Ministry. The non-executive President of the nation is the Commander and Chief of the Defence Forces, further subdivided into the Regiment, the Coast Guard and Air Guard, with reserves and other specialty arms and initiatives. 

Teachers’ Salaries

The education system product line is Graduates. Hence, students who desire a career within this system must firstly, appreciate the responsibility being placed on them. Secondly, the training must be more than the particular subject matter and must include the humanity and continuous improvements required to guide and motivate students. The Teacher must also recognize their role in society, to always deliver a lesson to all who are ready to learn and never disrespect the profession. A teacher is always a professional and must be constantly seen as such, promoting discipline, not punishment, but a dedication to time, knowledge and respect.

Employment seeking – creating Jobs

Employment seeking persons have been short changed by the Education System. A society investing heavily in education to produce Workers and Management but ignoring, for the most part, Ownership, is doomed to failure. Failing to encourage and support persons, risk-takers, willing to create jobs, is a huge mistake. A nation with a highly skilled and trained population and constantly producing new graduates, desperately needs new and expanding sectors and industries to keep pace. Major adjustments, to the nation’s education system, are needed, to better the use of the education investment and to imposed better results in its population.

HV-education

How people Learn. Many theses on education has examined the brain part ways to retention and concluded that creating curiosity or the Love of Learning is key in the development of an educated, highly skilled adult. From ‘Early Childhood’ to ‘Choice of Higher Education’ which limits, well rounded students to a single discipline, and a wage-earning career path. The System is guided by Employment Driven Education researched and implemented strategies to achieve heightened levels of Productivity. Followed by Lessons designed in Horizontal Vertical (HV) education to quickly empower highly trained and skilled personnel in fields outside of their primary discipline.

Nation Building EDUCATION

All nations desperately need to expand and grow its Economic Drivers, sources of Taxation Revenue and Job Creation via numerous Investment Opportunities. Such education policies much be driven directly from the nation’s historical Audited, Monetary and Statistical reports. Hence, pointing out growth sectors and industries, with unique competitive advantages, for the nation’s targeted focus development. This Economic Expansion can only be driven by people encouraged and respected for their Entrepreneurial Ideas, with Lessons to produce and strengthen a feasible Strategic Plan. A strategic plan, from which a Prospectus to Equity Investors and a Business Plan to Debt Lenders, can be extracted.

MANNERS Make-it Mankind

A young executive exits from home, with numerous e-documents developed overnight, to start the familiar commute to work. Managing to avoid hazardous break-ankle holds in the crowded walk path. On time to board a crowded bus. Safely enters that destination skyscraper, with lines of security. Travels up an elevator to the executive floors, turns right into a suite of offices. Finally, reaches that prestigious corner office and drops stuff on the clear desk. Swings into the very large adjacent executive suite to meet one person, comfortably positioned behind a boardroom table, reading the latest news, and cheerfully says, “Good Morning!”