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Everyone should know and understand money. Financial literacy teaches mostly personal and family budgeting but it is equally important to know and respect the other side of the economic equation. To provide and improve an acceptable standard of living, infrastructure (water, roads, housing, etc.) and opportunities (jobs), consumers must purchase from business, for business to grow and create more jobs and of course, paid taxes which builds and maintains schools, hospitals, etc. Money must circulate from salaries to business to Government and back to salaries.