Retiring Young

At a very young age, two people committed to a socioeconomic partnership that would see one party generating a fixed income while, the other tries to build a business (non-fixed income) to off-set inflation and generate investment (non-work) income for the foreseeable future. A retirement plan must start when you are young. 20-30 years old. Youth is wasted on the young. So, many youngsters do not take the advice offer to them. A young couple planning a family is best served by one of them in stable fixed income employment and the other with time prioritized to guide the children, maintain the home and grow a young business, hence one income to pay the family’s current bills and the other willing to be present for the family’s future.

Too Much Money

Money is an economic tool used to measure transactions. Such transactions can involve tangible property (Land, Building, Equipment, Furniture & Fixtures and Inventory Products) or intangible property (Royalties, Intellectual and other legally documented agreements). Put very simply, money measures market forces (supply and demand). If supply is low, plenty money is demanded but if there is a high supply very little money is demanded. If one considers Returns on Investment (ROI), which is a mix of Interest Income, Dividend Income and Gain or Loss on Share and Property Value, as a tradable product such as tomatoes or gold, which is affected by supply and demand pricing, then one understands the value of money.

Business Seasons

Business is a state of mind, a mix of strategies and plans design to meet pre-set objectives and carefully implemented to generate economically driven returns on investment. In recessionary times, with low sales prices and volumes, production is slow sometimes to a dead stop, employees are tensed and stressed awaiting unemployment notices and shareholders are in the sell mode. It is under and in spite of these conditions that the well-trained and experience business mind thrives.

Kitchen Garden

Once these following issues are not adequately addressed the world will always be in a food crisis: The present rate of global population growth; the present economic systems which benefit a few rather than the many; lifestyles successes driven by infrastructural development. And of course, manage responses to climate change. We obviously need an action plan.

I have long argued that the big issues in every society are Health and Education. In this model, Agriculture falls under Health. Feeding people is the only way to build and sustain a healthy society. This further allows for life-long learning and a productive population. Hence, food raw materials or finish goods trade, production, prices and security is an issue high on every Government’s agenda to avoid social unrest.