It is very difficult to sell life insurance (long-term savings) to someone in their early twenties, now in their first job. Increasing reports of natural disasters killing thousands and destroying cities, crime and violence on the increase, the growing lack of a family unit in society for security and support, the uncertainty of jobs and the ever increasing cost of living; which would lead to questions about access to funds to deal with the effects of these situations. Savings must be proportion into different investments; an amount you can afford to lose, an amount set aside for emergencies, and of course, the main portion to grow your savings faster than inflation. This allocations changes as you get older and as the size of your total portfolio (savings amount) grows.
Saturday, April 24, 2010
Saturday, April 17, 2010
A Few Good Men
Not speaking up makes you complicit. Do you agree or disagree; silence is generally accepted as consent, so you must have and express an opinion. Strong opinions for or against must be sold to influential persons and communicated to a wider audience. Documenting your ideas or criticisms with supporting facts, offers a professional legitimacy and builds a record of respect, which is important to access policy and law makers. How do your suggestions affect the many as opposed to the few? That is all it really takes, a few good people of independent thought to prioritize and implement, with clear benefits for the majority.
Saturday, April 10, 2010
True Development
Building a society is not as simple as providing well paying long-term jobs, modern basic infrastructure or support services. Developing a society involves, raising the level of poverty. Housing the homeless, training the unskilled, treating the addicts, is only part of the journey. Giving hope, where none exist, is a tried and tested motivator used by criminal enterprises to recruit and keep members. Social scientists, having studied the criminal enterprises, have recommended such a give-hope program. This technique involves make-work, training, treatment and reward programs, without all components, especially the reward portion it simply does not work as intended. Relocating from a high crime area to a newly designed community with jobs, training and treatment, in which five year old workers are rewarded with their own rental apartment and after resident for ten years, a house, designed with the possible effects of earthquakes, hurricanes, climate change and on indigenous people in mind. These new residents will help reduce crime both in their old and new communities.
Saturday, April 3, 2010
A Clear Disconnect
Professional qualifications, business and political success can cause even the most, well intension individuals to disconnect from the majority in society. This happens slowly and quietly as one’s world condenses into caste. One’s standard of living can make one the envy and hence target of others. One’s skills and abilities can present one as being financially secure attracting both the salesperson and the criminal. One’s success may earn one the status of role model, always speak very sensitively.
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