Why Invest

The world economic system is driven by growth or declines in productive activities or sectors. Hence, what is commonly referred to as savings is the basis of this economic system and is externally invested to generate earnings to fund periods of reduce revenues or individual retirements and other social programs. While current income is used to develop, purchase and maintain skills, most economies borrow externally, by issuing country bonds, to fund infrastructure improvements. So, whether an individual or a Government, one invests to diversify into growing income streams and to soften declining revenues, but the actual investment decisions must be driven by improving living standards.

Morals Compassion

The future of any society rest with its children and it is the society’s ability to firstly educate them and make of them productive, taxpaying contributors with a keen sense of right from wrong and clear understanding as to how a society should and or to functions. The balance between the rights of an individual and the greater good to society, has to and should, be decided on a case-by-case basis, with new lines being drawn as the society expands and develops. This is done through the amendment of society’s laws anchored on its constitution or rulebook.

Disruption Cost

Many of us recognize the need for preventative plans and actions both in life and in business as the greatest issue restricting success, limiting the fallout from crime and accidents, dealing with the aftermath of natural disasters, and of course, removing that most crucial self doubt. The resulting prevention and reaction plans must be valued and compared to assess its cost to benefit and win stakeholders’ acceptance. The insurance sector and safety regulators have combined to present the most secure environment, but it is generally left to the individual to comprehensively follow the rules and response plans.

Public Transparency

This is another call for nations and states to establish and empower an independent office of Budgets and Audits, following the call for an independently elected public prosecutor. This body must be established under the constitution to remove, as much as possible, politics from the financial cost of both recurrent and capital expenditure. Many international agencies have issued such calls as a precursor and prerequisite to giving aid or approving loans. Some Governments have commonly sidestepped the issue by pointing to an Auditor General type of office, which falls under and is funded by the executive and therefore cannot be judged to be independent. Such an office continuously withholds reports for numerous years under claims of lack of qualified personnel and adequate funding.